Free Online Quiz: For Legal and Financial Professionals and Their Clients

Free Online Quiz: For Legal and Financial Professionals and Their Clients

A CEPP Professional - working with legal and financial professionals can help to assess and address your personal exposures. Take the free Online Quiz and see if your financial and retirement planning works for you and your loved ones rather than against you for asset protection, financial liberty and life style freedom with proper estate planning.

(PRWEB) October 29, 2003

Free Online Quiz: For Professionals and Their Clients

By Stephen J. Kaufmann, J. D., MBA, CLU, ChFC, CPCU, FLMI, CEPP

Attorney at Law, Former Virginia Deputy Commissioner of Insurance

Dean of Studies, Estate Planning Institute

And Bonnie L. Kaufmann, CEPP

Professional Designations Enhance Career Success

CEPP Designation Can be Earned in Three Week-Ends

Professionals with designations stand out in the crowd and are sought after by the educated consumer and more and more potential clients. Earning study program designations translates to having a more highly successful and prosperous career.

Who would you prefer to work with when it comes to your life savings? A financial or insurance professional with no designations or a professional that has taken the time to investment to learn and achieve more knowledge and strive to keep up to date? Designations are a symbol of commitment and professionalism. There are many other rewards for education beyond state CE compliance. Chartered Estate Planning Practitioner CEPP program is one program that advisors are finding they can enroll in and complete in a reasonable amount of time and expect to achieve training to help them prepare with a E&O and compliance perspective in their estate planning services to the public. As more clients are seeking quality and comprehensive service on the part of insurance and financial service representatives in today's ever changing and highly complex industry, professional designations will clearly separate the successful agent from the masses.

With rapidly changing products, markets, laws, compliance rules and regulations that differ in each state and with different products it is imperative that one always seek due diligence research before advising clients. Especially with products such as long term care and special annuities for seniors involving sophisticated strategies where a mistake could result in the difference between financial security and ruin, it is critically important that the agent of the 21st century servicing these clients be thoroughly knowledgeable, dedicated, committed and competent with assessment thoroughness and not just trying to make the sale.

The mission of the Estate Planning Institute, for example, which offers the Chartered Estate Planning Practitioner (CEPP) professional designation is to help advisors that want training and are limited on time. CEPP study program focuses on the importance of striving to protect America's assets, one family at a time; why it is wise to avoid packaged trust programs. Every legal, financial and insurance professional today needs help towards avoiding errors and omissions and compliance mistakes. Due diligence and proper research, doing deep and broad assessments and compliance discipline has to be on the top of your mind with every transaction and not the sale.

Educating others as well as the public is also an important step for proper professional services. CEPP professionals of the Estate Planning Institute are encouraged to invest the time in their community and provide education, support and services working with other professionals and not alone in conducting public workshops and professional services. The Estate Planning Institute believes this approach helps to raise the standards of proper and essential estate planning and better market conduct to help build and protect, an estate planning practice as a CEPP Practitioner in the 21st Century.

CEPP study program does not require many months to complete. The CEPP designation was designed for professionals seeking more fast track training that can provide immediate results towards helping them obtain important and substantial education that can help them reduce and avoid costly compliance, E&O, and legal problems. Each of the three CEPP segments can be completed in a weekend – allowing the online self-study program to be accomplished within a month or at your own pace.

The CEPP designation, or the CLU or ChFC other excellent professional designation programs can be a first step or an additional step towards estate planning excellence for you and your clients. Not all designation programs are alike – some are more advanced and in depth and CEPP for example is not as deep as it is broad to help you understand the areas of legal and financial exposures and market conduct, E&O and due diligence importance. Other programs such as the CLU and ChFC provide more technical and in-depth training. If you are experienced and need estate planning focus and are serious about an estate planning career – CEPP is a good program to help you prepare and protect your practice while learning a broader perspective of proper and essential estate planning for seniors needs in the 21st century

The CEPP program described as the ‘ultimate online learning experienceÂ’ is designed for insurance life/health and property/casualty, securities, financial, banking, accounting, legal and other professionals that advise people on legal and/or financial matters. CEPP professionals are encouraged and trained towards dedicating their career towards raising the standards for proper legal & financial ‑ insurance, retirement, long term care and estate planning counsel, practices and services and always working with a team of professionals.

If you are serious about increasing your income and seeking ways to work smarter for a greater result of productivity with less time – and want to gain more prestige and satisfied clients that also bring more referrals that helps to build your reputation and respect in your community and have far more successful sales closings – a designation study program should be your first step. CEPP can be a very good investment for anyone in the business, experienced or new in the business. Everyone can benefit from a better understanding the importance of due diligence, working with a team of professionals, understanding compliance issues, market conduct and how to properly present and offer your services as an estate planning practitioner with our changing financial and legal environment in the 21st century.

Free Online Quiz:

For Professionals and Their Clients

A CEPP Professional - working with legal and financial professionals can help to assess and address your personal exposures. Take the free Online Quiz at: http://www. cepp-epi. com/quiz. html (http://www. cepp-epi. com/quiz. html) and see if your financial and retirement planning works for you and your loved ones rather than against you for asset protection, financial liberty and life style freedom with proper estate planning.

For more information and to schedule speaking engagements call: (888) 865-2611 or the contact the enrollment help desk 24 hours @ (800) 232-6465 Toll-Free. Visit the website at www. cepp-epi. com.

Wine Making Franchises

Wine Making Franchises

With the industry experiencing such huge growth as consumers demand not only more wine but better wine, the idea of investing in a wine making franchise has never been a more attractive one.

(PRWEB) August 10, 2006

Wine consumption is growing fast as it comes to play an increasing role in people's social and cultural lives. Increases in leisure time and wealth have meant more people are regularly enjoying the odd tipple and the increasing perception of wine as a health product, particularly red, has helped drive its popularity.

With the industry experiencing such huge growth as consumers demand not only more wine but better wine, the idea of investing in a wine making franchise has never been a more attractive one.

New start-ups are becoming increasingly frequent in the wine making industry as entrepreneurs come to realise the potential for profit and decide to set up their own wine business or shop.

But many become frustrated because making a wine business successful can be extremely challenging. Some aspiring hopefuls fail to adapt to new market trends, while others simply do not have the knowledge or the know-how.

That's why franchising could be an attractive option for those desperate for success but lacking the essential wine making skills. A good franchiser will offer an extensive training package and plenty of help and support to get the business up and running. Marketing and advertising support will also be offered to improve product awareness.

But despite the training and support a franchisee will receive, certain skills are essential to running a wine making business. While an in depth knowledge of wines may not be essential at first, a passion for wine is. A desire to learn is also equally important, because a franchisee who is able to follow trends and understand consumer tastes is much more likely to succeed.

A team player attitude is also vital in such an industry, since franchisees are operating under an established brand name and despite being their own boss will have certain responsibilities as a member of the company in question to uphold its reputation. Therefore those looking for more autonomy may be better suited to going it alone.

Some experience with retail sales will make a franchisee's involvement much less stressful, while some basic knowledge of bookkeeping or accounting will prove invaluable when keeping track of their financial status on a daily basis.

There are several things a franchisee must consider before entering into a deal with a franchiser. There are hundreds of different opportunities out there, so it is important for aspiring wine makers to take the time to examine all of them carefully and choose the one the suits their needs and financial status.

Choosing a suitable location is also something that should be considered with care. Franchisees must be aware of particular tastes and the demand for certain wine products in a particular area before jumping in with something customer's don't want or need. Some franchisers may be able to help with location choice, as well as purchasing, customer service and all those important things that are crucial to the success of the business.

So for those who love the romance of wine making, investing in a franchise could be a rewarding, not to mention tasty, business opportunity. Providing franchisees have a sincere desire to run their own business and a willingness to devote long hours in order to ensure success for themselves and their family, the wine making business could turn out to be a very fulfilling one to get involved in.

Copyright Adfero Ltd 2006

Http://www. franchisedirect. com (http://www. franchisedirect. com)

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Accunurse Voice Technology Featured In 4th Edition Of Nursing Informatics Textbook

Accunurse Voice Technology Featured In 4th Edition Of Nursing Informatics Textbook

AccuNurse® (http://www. accunurse. com) is pleased to announce that its voice technology for the long-term care industry is featured as a chapter in the 4th Edition of Nursing Informatics: Where Technology and Caring Meet, a textbook for nursing students. The textbook, published by Springer, Inc., draws insight from a leading healthcare initiative known as Technology Informatics Guiding Education Reform (TIGER).

Bridgeville, PA (Vocus) October 13, 2010

Pittsburgh, PA October 13, 2010 -- AccuNurse® (http://www. accunurse. com) is pleased to announce that its voice technology for the long-term care industry is featured as a chapter in the 4th Edition of Nursing Informatics: Where Technology and Caring Meet, a textbook for nursing students. The textbook, published by Springer, Inc., draws insight from a leading healthcare initiative known as Technology Informatics Guiding Education Reform (TIGER).

The chapter, Extending Care: Voice Technology, highlights the transformation of voice from global supply chain applications to health care applications, supporting mobile workers, including nurses and other members of the care-giving team. The needs of nurses are also referenced, including the work of the Robert Woods Johnson Foundation (RWJF) and the American Academy of Nursing for a research project called, “Technology Targets: A Synthesized Approach for Identifying and Fostering Technological Solutions to Workflow Inefficiencies on Medical/Surgical Units.”1

The RWJF-funded study found that nurses do not want to be passive consumers of technology and are disappointed with current technologies that lead to ‘workarounds’ and take time away from their patients. Nurses indicated the need for executives and technology vendors to “listen to the voice of the staff.” Several major themes emerged from the study in terms of what nurses indicated they want from technology solutions:
 Devices that are “smart,” voice-activated, portable and/or wireless  Systems that provide tracking, documentation and communication functions  Interoperability of systems

“We’re always pleased to have validation in the work we’re doing to make the lives of caregivers more efficient,” said Jim Rock, president of Vocollect Healthcare Systems.
“We’re seeing first-hand how voice is helping to transform the culture of our customer organizations. This is the result of using voice for more accurate, real-time data capture at the point of care, but also guided by clinical solutions experts who work in conjunction with facilities to help enable better clinical decisions and outcomes. Together, it’s a winning combination for the caregiver and the healthcare organization and we’re pleased to be at the forefront of this transformation.”

Written by lead author, Debra M. Wolf, RN, PhD from the Department of Nursing, Slippery Rock University; the chapter also focuses on specific applications of voice in both acute care and long-term care settings.

About AccuNurse
AccuNurse (http://www. accunurse. com) provides sound business guidance and data-driven clinical outcomes to long-term care’s leading facilities. Through its CliniFusion model, which couples the depth and knowledge of senior clinical advisors with the power of voice technology, the company has taken a leadership role in preparing long-term care for 2014 reform, streamlining the work of the caregiver, and making substantial and lasting improvements to the performance of their facilities. This ‘fused’ approach to achieving clinical outcomes is what empowers AccuNurse to address problems no one else can. AccuNurse is part of Vocollect, Inc., the global leader in delivering voice technology to mobile workers on six continents.

AccuNurse® is a registered trademark of Vocollect Healthcare Systems.

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Health Care Administration Consumes Nearly One-Third of Health Care Costs, Say Hospitals and Insurance Companies

Health Care Administration Consumes Nearly One-Third of Health Care Costs, Say Hospitals and Insurance Companies

Nationwide survey of 200 hospitals and health insurance companies, as well as 1,000 consumers, finds patients want increased efficiency and greater transparency in health care.

Pittsburgh, PA (PRWEB) March 20, 2007

Administration associated with health care claims and billing accounts for nearly one out of every three dollars that patients spend, according to a nationwide survey of executives from hospitals and insurance companies.

In contrast, more than three-quarters (76 percent) of the U. S. consumers surveyed said they think that health care administration should account for just 10 percent or less of total health care costs, with a large majority indicating they would be 'highly upset' if those administrative costs were as high as 30 percent. Approximately eight in 10 consumers (79 percent) said they would like to see an itemization of the portion of their health care bills that goes to administration versus clinical care.

The health care industry survey of 200 hospital and insurance company executives and 1,000 U. S. consumers was commissioned by The PNC Financial Services Group, Inc., (http://www. pnc. com) (NYSE: PNC) and conducted by the independent research firm Chadwick Martin Bailey.

"While it is possible that consumers do not fully appreciate the cost and complexity of health care administration, hospital and health plan executives identified significant inefficiencies in the business office, describing a medical claims, billing and payment process that is error prone, redundant and costly," said Paula Fryland, executive vice president and manager of PNC's national health care group (See Press Kit (http://www. pnc. com/webapp/unsec/ProductsAndService. do? siteArea=/PNC/Home/About+PNC/Media+Room/Media+Information/Press+Kits)).

Additional survey results include:

Hospital executives reported that one in five claims submitted, on average, is delayed or denied and 96 percent of all claims must be submitted more than once. Hospitals that do not use electronic billing or claims submission processes reported, on average, resubmitting a claim 11 times or more, or nearly four times more than those hospitals using electronic processes. Insurance executives surveyed said they go back to hospitals two times, on average, to get all the information needed to pay a claim. Nearly a quarter of consumers reported having had a legitimate claim denied by their health plan; one in five ultimately paid the claim out of their own pocket.

Improving Efficiencies Impacts Costs and Patient Care

Nearly three-quarters of executives from hospitals and two-thirds of executives from insurance companies indicated that making the claims, billing and payment process more efficient throughout the health care system would help slow the rising cost of health care in the U. S. Similarly, nearly three-quarters of consumers (72 percent) agreed. Additional findings include:

When asked how much could be saved annually if they had a more efficient claims, billing and payment process, one-third of hospital and health plan executives both said their organizations could save at least $1 million a year. The benefit of automated processes most often cited by insurance executives was that claims processing time significantly reduced, and 63 percent said that customer satisfaction had improved. When asked where the cost savings would be applied, the area most often cited by hospital executives was 'reinvested in improving patient care.'

Health Care Consumerism and Transparency

"Health care consumerism is an emerging trend that transfers more decisions regarding health care choices, as well as responsibility for payments, back to the patient," said Fryland. "The survey supports that this growing trend will result in consumers seeking more information about their health care costs. And, both hospital and insurance executives agreed that the demand for transparency will focus on administrative overhead costs that will ultimately root out inefficiencies."

In addition, the survey findings include:

Nearly three-quarters of hospital executives surveyed (72 percent) expect high deductible health plans, which require consumers to pay more upfront costs for care out of their own pockets, to add another layer of complexity to the claims, billing and payment process. More than half (58 percent) of consumers said that knowing what hospitals or doctors charge for treatment and what insurers are paying for their services would influence where they seek care. A majority of consumers (83 percent), hospitals (77 percent) and insurance executives (60 percent) responded that insurance companies should disclose what they reimburse for medical services.

Survey Methodology

The PNC e-Health Study was conducted by the independent research firm, Chadwick Martin Bailey, based in Boston, Massachusetts. The study was based on telephone interviews conducted with 150 executives from U. S. hospitals or health systems, 50 executives from insurance organizations and an online survey of 1,000 U. S. consumers. The survey was completed in February 2007. A PNC e-Health Study media kit containing survey highlights and background information is available through PNC's website (http://www. pnc. com/webapp/unsec/ProductsAndService. do? siteArea=/PNC/Home/About+PNC/Media+Room/Media+Information/Press+Kits).

For over a decade, PNC has been helping health care providers and insurers re-engineer workflows and reduce the costs associated with handling massive volumes of monthly transactions. PNC currently processes about 3.5 million health care transactions per month for more than 500 hospitals through established connectivity between hospitals, physician groups, pharmacies and their respective payers nationwide.

Http://The PNC Financial Services Group, Inc. is one of the nation's largest diversified financial services organizations providing consumer and business banking; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management; asset management and global fund services.

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Infrared Sciences Corp., Manufacturer of the Sentinel BreastScan, a Non-Invasive Breast Cancer Detection System, is Seeking Strategic Acquirer

Infrared Sciences Corp., Manufacturer of the Sentinel BreastScan, a Non-Invasive Breast Cancer Detection System, is Seeking Strategic Acquirer

Infrared Sciences Corp., manufacturer of the Sentinel BreastScan, is seeking a strategic acquirer for the possible sale of the company or the sale of the company's assets. ISC also announced that it has completed the clinical study of the Sentinel BreastScan at Cornell Weill Medical College, and the Study results were published in the American Journal of Surgery.

Bohemia, NY (PRWEB) April 25, 2009

Infrared Sciences Corp., the manufacturer of the Sentinel BreastScan breast cancer detection system, announced today it is aggressively seeking a strategic buyer for the Company, and invites all interested parties to contact the company as soon as possible. Thomas DiCicco, ISC's President and CEO, said, "Due to the current economic climate and the general lack of investment capital, ISC was unable to secure the necessary investment funds to sustain the operation and growth of the company. This will result in the company being forced to cease operation in the next few months. In order to preserve this valuable technology, we have decided to seek a strategic acquirer for the company. ISC has all the necessary ingredients that make an excellent healthcare investment opportunity including; tremendous market need, FDA clearance and CE Mark. The Sentinel BreastScan™ is currently generating revenue, it has completed clinical studies, and has published results in a major peer review medical journal."

The Sentinel BreastScan, an adjunctive non-invasive breast cancer detection system, has undergone clinical testing at the Cornell Weill Medical College of Cornell University in New York City. The results of the study were published in the American Journal of Surgery this past October 2008. Thomas DiCicco commented that "that the results were excellent, with sensitivities approaching 97%, and reinforced the tremendous potential of this non-invasive technology". He added "that the Cornell study was the only recent study conducted in a prestigious academic institution of breast cancer detection utilizing state-of-the-art digital infrared imaging, and will be a major factor in the acceptance and expansion of the Sentinel BreastScan within main-stream medicine". The Sentinel BreastScan is unlike any other infrared system; being a fully automated dynamic test, employing artificial intelligence software, and a providing a fully interpreted real-time test report to the doctor. DiCicco added, "All women of any age stand to benefit from this technological leap forward, by providing their doctor with physiologic breast health data with a low cost, painless, non-invasive test; data that is not available from any other breast cancer test today."

Interested parties are invited to contact Mr. DiCicco as soon as possible.

About Infrared Sciences Corp.
Infrared Sciences Corp. is a New York-based technology company focused on the early detection of breast cancer. Its FDA-cleared and CE Mark approved, Sentinel BreastScan system has undergone more than 9 years of testing at several leading medical facilities. For more information contact Infrared Sciences Corporation, at 1650 Sycamore Ave. Suite 4, Bohemia, NY 11716. TEL: 631 240-9106, FAX: 631 750-3396, 516 317-9637 mobile, or visit www. infraredsciences. com.

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Retired Racehorses Thrive With Proper Care and Retraining Tips for Creating a Healthy Environment for Your Thoroughbred

Retired Racehorses Thrive With Proper Care and Retraining Tips for Creating a Healthy Environment for Your Thoroughbred

Retired racehorses thrive in new disciplines with proper care and retraining. The right environment and nutrition will help ensure that your new horse transitions successfully from the racetrack to his new job. Wood End Farms, a 501(c)3 non-profit devoted to the rehab and retraining of retired racehorses, offers owners tips for creating the ideal environment for their Thoroughbreds.

Chicago, IL (PRWEB) October 12, 2007

Racehorse rescues and retirement programs have successfully placed thousands of retired Thoroughbred racehorses (http://www. woodendrarms. org) into new homes. Ensuring that the new owners successfully transition and retrain their Thoroughbreds is one of the primary missions of Wood End Farms (www. woodendfarms. org), a 501(c) 3 charity located north of Chicago that's devoted to the care, retraining and rehabilitation of retired racehorses (http://www. woodendfarms. org/pool. htm). The care a Thoroughbred horse receives can play an instrumental role in the success of a horse's transition into its new job as an eventer, a trail horse, or a dressage star.

"Racehorses in training are accustomed to an environment that is very different from that in most show and pleasure barns," says Nicola Birch, the founder and director of Wood End. "They're accustomed to a strict routine, are confined for most of their days, are working hard, and they're fed a rich diet. Taking a horse straight from the track and putting him in a pasture can cause a variety of behavioral and health problems that can surprise well-intentioned new owners."

Birch notes that Wood End has developed a variety of best practices for Thoroughbred care (http://www. woodendfarms. org/boarding/) that that support ex-racehorses as they transition from the track and start their retraining. Key pointers Birch offers include these:
Establish a routine and follow it. Horses crave routine. At Wood End, horses rotate between spending time in turn-out and in their stalls. This provides both variety and routine, and the horses benefit from being handled several times a day. High-quality feed is a must. Though retired racehorses will need less protein than those in training, good nutrition plays a vital role in developing strong, healthy hooves, and helping the animals' bodies recover from the rigor of racing. Pasture and new feeds should be introduced gradually to prevent the horse's digestive system from being upset. Racehorses are used to activity. Barns that have open-front stalls, windows and wide aisles are comforting to busy, active Thoroughbreds. A bored or isolated horse will be stressed and can develop bad habits such as cribbing or weaving in the stall. Understand that the training a racehorse receives is far different than for riding horses. Stark differences include the fact that crossties are not used at the racetrack, for example, and riders mount while the animal is walking. A retired racehorse will need to be schooled in the basics, and will need to unlearn some behaviors. Give your new ex-racer a job. Thoroughbreds are eager to please and thrive when working. During the transition phase, while you're letting your horse down from the track, groundwork can be an invaluable tool to keep your horse busy and start his learning process.

About Wood End Farms
Founded in 2004, Wood End Farms specializes in the care and training of Thoroughbred ex-racehorses. The organization's mission is to promote Thoroughbreds' suitability for pleasure and performance disciplines, and to support Thoroughbred owners by providing expert education and resources. Wood End also features a horse swimming pool, 42-stall barn, three arenas, a variety of turnout configurations and a half-mile training oval. Riders seeking a break from the arena can ride miles of trails in the adjacent forest preserve. A full range of horse boarding services, lessons and lay-up programs are available. For more information about any of Wood End Farms' programs, call 847-691-2243 or visit the Wood End Farms website at www. woodendfarms. org. A diary of the farm's daily events can be found at http://woodend. wordpress. com (http://woodend. wordpress. com).

Note to photo editors: High resolution photos of retired thoroughbreds, the horse swimming pool, swimming horses and other farm pictures are available. Photo opportunities at Wood End include images of horses swimming, Standardbreds in training for races, retired Thoroughbreds and a variety of aspects of horse care.

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NEW USER-FRIENDLY SOFTWARE EMPOWERS PATIENTS TO TAKE CHARGE OF THEIR MEDICAL EXPENSES AND CONTROL RISING HEALTH CARE COSTS. Medical Expense Wizard helps patients reduce financial stresses

NEW USER-FRIENDLY SOFTWARE EMPOWERS PATIENTS TO TAKE CHARGE OF THEIR MEDICAL EXPENSES AND CONTROL RISING HEALTH CARE COSTS. Medical Expense Wizard helps patients reduce financial stresses

In summary, Medical Expense Wizard (MEW) provides practical accounting methods in a software that is easy to use and update. Using this software, patients and caregivers are empowered with the ability to maintain a record of all health care costs. MEW was designed and developed to make it easy to record and audit medical bills, obtain knowledge of insurance payments and benefits, track prescription records and have a general personal accounting system for audit and payment purposes, as well as year-end tax accounting.

DALLAS, TX (PRWEB) September 23, 2004

For many patients and their family members, the biggest challenge of undergoing a serious illness, surgery or injury is not the physical or emotional stress, but the financial stress that comes later. Even with insurance, the endless paper trail and duplication of forms and bills can be overwhelming. 

No one knows this scenario better than Dallas resident Pamela Selby Moore who was diagnosed with leukemia in 1997 and underwent a bone marrow transplant in 1998. Moore, a mother of three, health care administrator and daughter of a physician and health care educator, was no stranger to the world of health care. But by becoming a patient instead of a provider, Moore quickly discovered what was severely lacking.

“Our health care system does a pretty good job making sure support is provided for the patient’s physical, mental and emotional needs, but there is very little available to address the financial issues,” explained Moore. “The stress caused by the complicated billing related to health care systems and insurance companies can undermine the complete healing a patient needs.”

Following her own long recovery from cancer, Moore found herself sorting out files of medical expenses and forms for friends who felt confused, hopeless and powerless. Using her health care savvy and knowledge, plus her personal experience as a patient, Moore was determined to create a system that could help patients across all levels. Thus, Medical Expense Wizard was designed and developed. The new software empowers the patient to be in charge of the financial component of their medical experience.

“My vision was to create a user-friendly program for non-medical individuals to fight this inequitable system that seems impossible to navigate – to address this extremely important missing financial component that creates so much stress during and after the illness,” added Moore. “What I discovered is that people were overpaying for their health care just because they didnÂ’t have a good tracking system.” 

Medical Expense Wizard organizes the process and makes it CPA/IRS ready. As a personal medical accounting software program, Medical Expense Wizard is designed to provide patients, including Medicare patients and caregivers, the tools and resources necessary with a method for easy, practical accounting and reporting capability for health care costs. It was designed and developed to make it easy to record and audit medical bills, obtain knowledge of insurance payments and benefits, track prescription records and have a general personal accounting system for audit and payment purposes, as well as year-end tax accounting.

This program encompasses a comprehensive, personal approach to patient accounting offering an automated platform that places the user in charge of the medical bill payment process. With minimum effort, a user can enter billing and medical expense information and the software will summarize and audit the information, alerting the user to possible personal overpayments, provider bill discrepancies and insurance benefit payment discrepancies.

The software is complete with tips and tools that include a glossary of medical and insurance terms, IRS tax deduction guidelines, Medicare guidelines, a list of state insurance commissioners, a calculator and a calendar.

“Our rising health care costs are a serious concern for everyone,” said Arnold Rosenthal, a Medical Expense Wizard customer and Medicare patient. “This is a new and smarter way to track and manage your health care expenses even if you do not have a catastrophic situation. Medical Expense Wizard helps me keep track of both the Medicare and supplemental insurance payments and helps in preparing tax returns at the end of the year.”

Medical Enrichment Technology, Inc. was founded in 2000 by health care administrator and cancer survivor Pamela Selby Moore. Medical Expense Wizard is a comprehensive personal medical accounting software program designed to provide patients and caregivers the tools and resources necessary with a method for easy, practical accounting and reporting capability for health care costs. For more information go to www. medicalexpensewizard. com.

Medical Expense Wizard – Fact Sheet

· Medical Expense Wizard (MEW) provides practical accounting methods in a software that is easy to use and update. Using this software, patients and caregivers are empowered with the ability to maintain a record of all health care costs.

· MEW was designed and developed to make it easy to record and audit medical bills, obtain knowledge of insurance payments and benefits, track prescription records and have a general personal accounting system for audit and payment purposes, as well as year-end tax accounting.

· This program encompasses a comprehensive, personal approach to patient accounting offering an automated platform that places the user in charge of the medical bill payment process. With minimum effort, a user can enter billing and medical expense information and the software will summarize and audit the information, alerting the user to possible personal overpayments, provider bill discrepancies and insurance benefit payment discrepancies.

· In addition, the built-in Audit Module alerts the user when the deductible and out-of-pocket limits have been reached.

· Medical Expense Wizard provides a method to determine accurate patient financial responsibility to providers based on insurance benefit information, so that the patient doesn't overpay for medical services. All medical related expenses can be accounted for in the various modules and any or all information combined in the powerful reporting features available.

· On-screen reference modules are available at the push of a button and make information easily accessible such as: definitions of medical and insurance terms, ICD-9 codes, state insurance commissioners addresses and phone numbers, IRS guidelines for tax deductions, Medicare guidelines, auditing tips and some basic rules for filing claims.

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