Friday, March 22, 2002

Everything You Always Wanted To Know About Retirement and Didn't Know What to Ask

Everything You Always Wanted To Know About Retirement and Didn't Know What to Ask

Answers: A UserÂ’s Guide to Retirement, authored by Tim Johnson, Retirement Consultant and published by iUniverse.

(PRWEB) February 20, 2004

In todayÂ’s modern world, life requires a mix of rocket science and good old down home common sense. Especially when it comes to retirement, death and dying, and the other issues that face us as we age. Now there is a comprehensive, direct talking book from an author experienced in the trials, challenges and pitfalls through his own life experiences, as well as his profession and education.

Answers: A UserÂ’s Guide to Retirement, authored by Tim Johnson, Retirement Consultant and published by iUniverse is the most complete, up to date information available on every area of retirement. Penned under his pseudonym Retirement Tim, it is a must read for everyone approaching retirement age, has an aging, disabled or ill parent, or if you just want to know what to expect when you get there.

Chapter 1—Trust in the Golden Years offers ways to "measure trust" in retirement without sacrificing "Healthy skepticism."

Chapter 2—Health Insurance, Hospitals and Nursing Centers helps us understand what to expect from Medicare and your HMO in the event of illness or injury.

Chapter 3—Retirement Communities gives us a behind-the-scenes look at what we should know

Ahead of time as well as a ‘SA (Senior Arts) degree’ in how to judge what meets your needs.

Chapter 4—Long-Term Care Insurance lets you know what your rights are under a long-term care policy, and challenges the belief that most of us will need a serious level of care.

Chapter 5—Geography of Retirement is a wealth of information on how to choose a geographic area, and what to look for in services, activities and facilities.

Chapter 6—Government & Politics of Retirement addresses age and gender equality in local government and how to read the "changing face of government."

Chapter 7—Home Safety could be the most valuable chapter in the guide. It covers what to do before and during an emergency, along with the tips everyone can use to make their own home a safer place.

Chapter 8—Assisted Living and Beyond explains what assisted living really means and what to look for in terms of services, fees and fine print.

Chapter 9—Death and Dying is just another part of living, we learn as we age, but most of us don’t know what’s involved or how to wade through it until someone we love dies. This section can help us prepare.

Chapter 10—Diversity in Retirement looks at the unique challenges faced by seniors of color, including special health issues and economics.

Chapter 11—Women in Retirement encourages women to take charge of their retirement, their assets and find alternatives to "second-class citizenry."

Chapter 12—Age Discrimination and Working After Retirement. Working after retirement can be tricky and full of pitfalls, but this chapter will make sure you know your stuff if that’s the path you choose.

Chapter 13—Changes. We all know the only thing constant is change. Here you can learn what changes to expect as you age and how to prepare for them.

Chapter 14—Retirement and 9/11 looks at how we live in a time of war, terrorism and fear, and what we can do to best prepare ourselves.

There are also four appendixes, A is a review of Long-Term Care Insurance and B is entitled, "If I Died or Was Seriously Injured Tomorrow, What Should I Have Done" which pretty much describes its purpose, and itÂ’s a handy checklist to access this useful information. Appendix C provides tips on "How to Avoid Being Another Terri Schiavo", the tragic story of the Florida woman who has been in a coma for the last 13 years, and the subject of a bitter struggle in the courts. The last Appendix is a resource guide to web sites and organizations helpful to your planning process.

Published through iUniverse, Inc., the guide is now available online and in hard copy at Barnes & Noble and other bookstores. Filled with information, it is also written with humor and sensitivity, giving accurate, current information on some hard topics in a most palatable way. ISBN 0-595-29708-0 ($12.95)